"risk sharing"

#13149492

2 January 2026

The Grade I listed Lloyd's building serves as the global headquarters for Lloyd's of London, the world's leading specialist insurance and reinsurance marketplace, in London, England, United Kingdom, on December 22, 2025.

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#13149494

2 January 2026

The Grade I listed Lloyd's building serves as the global headquarters for Lloyd's of London, the world's leading specialist insurance and reinsurance marketplace, in London, England, United Kingdom, on December 22, 2025.

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#13127973

25 December 2025

Fallen e-bikes lie in the middle of Bishopsgate in the City of London, England, United Kingdom, on December 24, 2025.

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#13127971

25 December 2025

A Route 149 bus and other Transport for London vehicles travel past fallen Lime e-bikes in the middle of Bishopsgate in the City of London, England, United Kingdom, on December 24, 2025. The dockless e-bikes lie in the roadway near the DUO Spitalfields building at 280 Bishopsgate, an area that sees increased enforcement against inappropriately parked rental bikes to improve pedestrian accessibility. Most public transport services in the capital finish early on Christmas Eve, with no service operating on Christmas Day.

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#13127972

25 December 2025

A Route 149 bus and other Transport for London vehicles travel past fallen Lime e-bikes in the middle of Bishopsgate in the City of London, England, United Kingdom, on December 24, 2025. The dockless e-bikes lie in the roadway near the DUO Spitalfields building at 280 Bishopsgate, an area that sees increased enforcement against inappropriately parked rental bikes to improve pedestrian accessibility. Most public transport services in the capital finish early on Christmas Eve, with no service operating on Christmas Day.

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#12768807

18 September 2025

Ralf Wintergerst, President of Bitkom, and Sinan Selen, Vice President of the Federal Office for the Protection of the Constitution (BfV), present the 2025 Economic Protection Report to media representatives at the Federal Press Conference in Berlin, Germany, on September 18, 2025.

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#12768808

18 September 2025

Ralf Wintergerst, President of Bitkom, and Sinan Selen, Vice President of the Federal Office for the Protection of the Constitution (BfV), present the 2025 Economic Protection Report to media representatives at the Federal Press Conference in Berlin, Germany, on September 18, 2025.

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#12768809

18 September 2025

Ralf Wintergerst, President of Bitkom, and Sinan Selen, Vice President of the Federal Office for the Protection of the Constitution (BfV), present the 2025 Economic Protection Report to media representatives at the Federal Press Conference in Berlin, Germany, on September 18, 2025.

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#12585784

25 July 2025

A tree-lined pedestrian zone along Nollendorfstrasse in the Schoeneberg district features Gruenderzeit-era apartment buildings and cobblestone paving under a dense green canopy, forming part of the city's climate-adaptive urban structure for heat protection in Berlin, Germany, on July 21, 2025.

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#12585785

25 July 2025

A tree-lined pedestrian zone along Nollendorfstrasse in the Schoeneberg district features Gruenderzeit-era apartment buildings and cobblestone paving under a dense green canopy, forming part of the city's climate-adaptive urban structure for heat protection in Berlin, Germany, on July 21, 2025.

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#12521259

1 July 2025

A pharmacy thermometer displays 37°C during a heatwave in Paris, France, on July 1, 2025. Authorities across southern Europe urged people to seek shelter and protect the most vulnerable as soaring temperatures swept across Spain, Portugal, Italy, and France in the first major heatwave of the summer.

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#12471937

13 June 2025

Two young men ride together on a single e-scooter across a crosswalk near a bus stop in Vienna, Austria, on June 8, 2025.

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#12413926

26 May 2025

Several large concrete housing complexes are surrounded by greenery in Munich, Upper Bavaria, Bavaria, Germany, on May 24, 2025. These buildings illustrate the post-war mass housing architecture and represent the ongoing challenges of affordable housing and limited rental availability in major German cities.

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#12413927

26 May 2025

Several large concrete housing complexes are surrounded by greenery in Munich, Upper Bavaria, Bavaria, Germany, on May 24, 2025. These buildings illustrate the post-war mass housing architecture and represent the ongoing challenges of affordable housing and limited rental availability in major German cities.

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#12413928

26 May 2025

Several large concrete housing complexes are surrounded by greenery in Munich, Upper Bavaria, Bavaria, Germany, on May 24, 2025. These buildings illustrate the post-war mass housing architecture and represent the ongoing challenges of affordable housing and limited rental availability in major German cities.

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#12413929

26 May 2025

Several large concrete housing complexes are surrounded by greenery in Munich, Upper Bavaria, Bavaria, Germany, on May 24, 2025. These buildings illustrate the post-war mass housing architecture and represent the ongoing challenges of affordable housing and limited rental availability in major German cities.

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